Part-time Maintenance Loan


Students will have to repay any loan they borrow, but not until their income is over the UK repayment threshold. How much they repay each month depends on their income, not how much they borrowed.

They’ll repay 9% of their income over the repayment threshold.

If their income drops below the threshold, their repayments will stop automatically.

Part-time students will start repaying their loan either the April after they finish or leave their course, or the April 4 years after they start their course, whichever comes first. But they’ll still only repay if their income is over the repayment threshold.

They will be charged interest from the day we make their first student finance payment until their loan has been repaid in full or cancelled. The interest rate is based on the UK Retail Price Index and will vary depending on their circumstances.

Find out more about repayment at