Full-time Maintenance Loan

Find out more about this product including eligibility, application and repayment information.


A Maintenance Loan is funding to help with day-to-day costs, such as rent or food, while studying. It’s paid directly to the student.


It’s only available to students studying an eligible:

  • undergraduate course
  • Initial Teacher Training (ITT) course
  • Postgraduate Certificate of Education (PGCE).

Interest is charged from the day the first payment is made to the student until the loan is repaid in full or cancelled.

The Maintenance Loan, plus any interest, has to be paid back but not until the student has finished or left their course and their income is over the repayment threshold.