Postgraduate Doctoral Loan

Find out more about this product including eligibility, application and repayment information.


A Postgraduate Doctoral Loan helps towards course and living costs while studying a postgraduate Doctoral course. It’s paid directly to the student and isn’t based on their household income.


A Postgraduate Doctoral Loan may affect any benefits they currently get.


They'll be due to start repaying their loan the April after they finish or leave their course, or the April four years after they begin their course, whichever is earlier. Interest is charged on the loan from the day we make the first payment until it’s repaid in full or canceled.


Students studying lower-level postgraduate courses, partial Doctoral courses or other Level 8 qualifications can’t get a Postgraduate Doctoral Loan.