Full-time Maintenance Loan

Find out more about this product including eligibility, application and repayment information.


A Maintenance Loan, sometimes called a Living Cost Loan, is funding to help with day-to-day costs while studying. It’s paid directly to the student.

This loan is only available to new and continuing full-time students studying an eligible:

  • undergraduate course
  • Initial Teacher Training (ITT) course
  • Postgraduate Certificate in Education (PGCE)

Maintenance Loans are subject to repayment and accrue interest from the date first payment is made to the student.