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Part-time Tuition Fee Loan

Repayment and changes of circumstances

Repayment and changes of circumstance

Students will have to repay any loan they borrow, but not until their income is over the UK repayment threshold. How much they repay each month depends on their income, not how much they borrowed.


They’ll repay 9% of their income over the repayment threshold, which is currently £25,725 a year, £2,143 a month or £494 a week.


Unlike full-time undergraduate students, part-time students may ‘enter repayment’ while still on their course as they reach their statutory repayment due date either the April following the student’s withdrawal from or completion of their PT course;or the April after four years have elapsed since the first day of the first AY of their course, whichever is soonest.


Students are charged interest from the day we make their first student finance payment to them or to their university or college until their loan is repaid in full or cancelled. The interest rate is based on the UK Retail Price Index (RPI) and will vary depending on their circumstances.


If their income drops below the threshold, their repayments will stop automatically.


Find out more about repayment at 


Changes of circumstances

If a student’s details change after they’ve applied for student finance, it’s simple to update their application.

Before the start of their course, they can use their online account to make changes to:

  • their choice of course
  • their choice of university or college
  • the amount of loan they’re applying for
  • their personal details

They can use their online account to change their personal details once their course has started. But if there are any changes to their course, they should let their university or college know so they can tell us.

If a change to their details results in them being overpaid, they’ll need to repay any money they’re not entitled to. In this case, the repayment threshold won’t apply and they might have to repay the amount they’ve been overpaid earlier.