Advanced Learner Loan

Find out more about this product including eligibility, application and repayment information.


An Advanced Learner Loan helps with the costs of further education courses.


Learners aged 19 and over and studying an approved learning aim at Levels 3, 4, 5 or 6 at an approved provider in England can apply for an Advanced Learner Loan. If they’re studying a level 4 or 5 course with Higher Technical Qualification (HTQ) approval, they may be eligible for undergraduate funding.


Eligibility for the loan doesn’t depend on a learner’s income and there’s no credit checks. Interest is charged from the date the first payment is made to the learning provider.


The Advanced Learner loan, plus any interest, has to be paid back but not until the learner has finished or left their course and their income is over the repayment threshold.